Note: I have all of the documentation to back up everything I say in this blog. I am known as a very straight-forward, no bullshit bitch with a serious hate on for criminals and liars. I don't back down when bullied or threatened. I get angry and go after the intimidating entity with a vengeance because I know I am right and I refuse to be bullied into submission so some sleazebag crook can continue to rip people off and hurt them. I am not known for fabricating the truth. I tell it like it is and leave the lies up to the people I am blowing out of the water.
Warning: www.centralbusinessfunding.com
Located in Las Vegas NV. They make you sign their digital agreements on unsecured webpages that show your Social to the entire world. They read what they need to read before coercing you into signing the agreements. Each time they call you it costs you more and more money. On top of that they make you agree to giving them 2-5% of the loan they secure for you. They call it their satisfaction fee. If you do business with this company be prepared to be screwed out of your money if you clue in to the rip off after the third day. They make all kinds of claims to screw you over if you try to back out of their lending services.
I called my lawyer on them after the owner called me with the obvious intent to bully me into backing off. All he did was anger me at which time I forwarded him to my fax machine. I was busy with another call when I heard Trevor and his intimidating tone of voice. I don't respond to assholes. He got forwarded to my fax machine as punishment for arrogantly assuming I could be bullied into backing off. Then this narcissist has the audacity to email me and call me unprofessional and immature as if his behavior was any different.
I was told by a retired FBI agent, 4 lawyers a bank manager and the director of my local small business development center that I have been scammed by Central Business Funding. It is illegal to take payment in advance of securing a loan. Central Business Funding takes thousands in advance under the guise of financial services. After doing the math I realized that Central Business Funding would be taking $6,500 of my $15,000 loan after they secured it for me. That leaves me with $8,500 of the $10,000 I need to start my business. Leaving me to borrow more. This is where I decided to cancel the credit card they had on file and back out of the services. I filed a report with the Federal Trade Commission, The FBI and called a lawyer. I emailed the proof of my complaint to Central Business Funding. Trevor had Audra email me a $1,500 settlement agreement that was nothing more than a gag order forcing me to rescind my complaints against them and stop the investigations. Sounds suspicious to me. I discovered that CBF have their ass covered from past experience.They misrepresent their services and they get away with it.Ripoff report.com has all kinds of dissatisfied victims of this so called company. Trevor likes to rebut the complaints by attacking the integrity of his victims and making them appear unreliable and mentally unbalanced. What kind of professional does this? Now that he has crossed me and found out I cannot be bullied he has cleaned up his trail of unhappy customers so they would rescind their complaints on Ripoff report.com. This after I called the FBI and FTC on him. My situation is still unresolved. I assume Trevor's victims turned happy campers signed a gag order that forced them to rescind their complaints on this website in order to get their money back. What legit company does all of this?
Below is the conversation between Trevor and I after I realized I was screwed and my only choice was to continue doing business with them or eat the $1,749 they took from me and chalk it up to a very expensive lesson to never trust anyone I do not know ever again. The entire situation has taken a seriuos emotional toll on me.
| Terresa Rae< t********@gmail.com> |
Business Plan.
5 messages |
Trevor Lee < trevor.lee@centralbusinessfunding.com> | Tue, Jun 11, 2013 at 5:31 PM |
To: Terresa Rae <t********@gmail.com> Cc: Audra Barkley <audra@centralbusinessfunding.com> |
Terresa, I emailed the 2 contracts you signed to your attorney today. I did let them know that we will follow through on our end but you have to make yourself accessible to work with. I got the email you sent to Audra today as well and that's why I am sending you this email. I can get you scheduled in with your coach so we can start the work you paid for. We don't fabricate anything as a company and we will never turn you away for a service you paid for. I also noticed your remarks on Rip Off Report and didn't appreciate that but I want to move forward in a positive direction as any adult should do.I want to make sure we don't have to deal with attitude and rude emails. Can we be civil as we try to help you? Let me know what time would be good to have Madison call you to set up your appointment for your coach to get things addressed.
| |
Terresa Rae < t********@gmail.com> | Tue, Jun 11, 2013 at 8:47 PM |
To: Trevor Lee <trevor.lee@centralbusinessfunding.com> |
Forget the loan.I don't need one anymore. I am coming to collect the services I have already paid for and nothing more. I want the risk assessment report, the risk management report and the business plan I paid you for. I don't care what type of business it is for. I want what I paid for. To be perfectly clear you will not get any more money out of me and there will be no satisfaction fee at the end for obvious reasons. To protect myself this time my lawyer will be forwarding a new amended service agreement that spells out exactly what I will get and what you will do and not do. Once you sign that agreement and fax it to my lawyer we can proceed. Now that you have finally figured out how to get the risk assessment report off your CMR I expect to see that in my email immediately.
[Quoted text hidden] | |
Trevor Lee < trevor.lee@centralbusinessfunding.com> | Wed, Jun 12, 2013 at 10:54 AM |
To: Terresa Rae <t********@gmail.com> |
I don't have to sign anything or agree to anything. This is one of the main points in the contract which is point number 4.
4. Service Description: The Risk Assessment is Company's way of simulating and determining the credit worthiness of Client. Company will analyze Client's personal credit report(s), business credit report(s), and use search verification services. Company will analyze all data points within each report and consult with the client on how funding can be accomplished. Now if your see it says will analyze the reports and "CONSULT" with client on how funding can be accomplished. In your assessment it showed that you didn't have a business plan and your business credit needed to be set up. With that service we also will do a full review of personal credit to see if we can help increase your credit scores so they are all over 720 like your high score. I am not here to go back and forth. I want to provide the service that you paid for. The assessment was a consultation with our Sr. Funding Analyst which you had with Jamie and in that you decided to sign another agreement to receive help in addressing these flaws which we will do. I will work within the terms of our agreement and not one that your trying to get put together. Thanks for your time, if you need a full copy of the agreement just let me know.
Trevor Lee
866-694-4466 Ext. 406
CENTRAL BUSINESS FUNDING
3651 Lindell Rd. D-305
Las Vegas, NV 89103 [Quoted text hidden] --
| |
Trevor Lee < trevor.lee@centralbusinessfunding.com> | Mon, Jun 17, 2013 at 12:02 PM |
To: Terresa Rae <t********@gmail.com> |
What time today would be good for the scheduling department call you for your session with you Funding Consultant to help provide those services?
[Quoted text hidden]
--
Trevor Lee
Sr. Funding Analyst
866-694-4466 Ext. 406
CENTRAL BUSINESS FUNDING
3651 Lindell Rd. D-305
Las Vegas, NV 89103
| |
Terresa Rae < t********@gmail.com> | Fri, Jun 21, 2013 at 12:37 PM |
To: Trevor Lee <trevor.lee@centralbusinessfunding.com> |
Then we are at a standoff once again and the only way to resolve this issue if for you to return the $1,500 you cannot provide services for. I am not here to fight and argue. Frankly I fed up with this entire situation. [Quoted text hidden] | |
| Terresa Rae< t********@gmail.com> |
Business Plan.
5 messages |
Trevor Lee < trevor.lee@centralbusinessfunding.com> | Tue, Jun 11, 2013 at 5:31 PM |
To: Terresa Rae <t********@gmail.com> Cc: Audra Barkley <audra@centralbusinessfunding.com> |
Terresa, I emailed the 2 contracts you signed to your attorney today. I did let them know that we will follow through on our end but you have to make yourself accessible to work with. I got the email you sent to Audra today as well and that's why I am sending you this email. I can get you scheduled in with your coach so we can start the work you paid for. We don't fabricate anything as a company and we will never turn you away for a service you paid for. I also noticed your remarks on Rip Off Report and didn't appreciate that but I want to move forward in a positive direction as any adult should do.I want to make sure we don't have to deal with attitude and rude emails. Can we be civil as we try to help you? Let me know what time would be good to have Madison call you to set up your appointment for your coach to get things addressed.
| |
Terresa Rae < t********@gmail.com> | Tue, Jun 11, 2013 at 8:47 PM |
To: Trevor Lee <trevor.lee@centralbusinessfunding.com> |
Forget the loan.I don't need one anymore. I am coming to collect the services I have already paid for and nothing more. I want the risk assessment report, the risk management report and the business plan I paid you for. I don't care what type of business it is for. I want what I paid for. To be perfectly clear you will not get any more money out of me and there will be no satisfaction fee at the end for obvious reasons. To protect myself this time my lawyer will be forwarding a new amended service agreement that spells out exactly what I will get and what you will do and not do. Once you sign that agreement and fax it to my lawyer we can proceed. Now that you have finally figured out how to get the risk assessment report off your CMR I expect to see that in my email immediately.
[Quoted text hidden] | |
Trevor Lee < trevor.lee@centralbusinessfunding.com> | Wed, Jun 12, 2013 at 10:54 AM |
To: Terresa Rae <t********@gmail.com> |
I don't have to sign anything or agree to anything. This is one of the main points in the contract which is point number 4.
4. Service Description: The Risk Assessment is Company's way of simulating and determining the credit worthiness of Client. Company will analyze Client's personal credit report(s), business credit report(s), and use search verification services. Company will analyze all data points within each report and consult with the client on how funding can be accomplished. Now if your see it says will analyze the reports and "CONSULT" with client on how funding can be accomplished. In your assessment it showed that you didn't have a business plan and your business credit needed to be set up. With that service we also will do a full review of personal credit to see if we can help increase your credit scores so they are all over 720 like your high score. I am not here to go back and forth. I want to provide the service that you paid for. The assessment was a consultation with our Sr. Funding Analyst which you had with Jamie and in that you decided to sign another agreement to receive help in addressing these flaws which we will do. I will work within the terms of our agreement and not one that your trying to get put together. Thanks for your time, if you need a full copy of the agreement just let me know.
Trevor Lee
866-694-4466 Ext. 406
CENTRAL BUSINESS FUNDING
3651 Lindell Rd. D-305
Las Vegas, NV 89103 [Quoted text hidden] --
| |
Trevor Lee < trevor.lee@centralbusinessfunding.com> | Mon, Jun 17, 2013 at 12:02 PM |
To: Terresa Rae <t********@gmail.com> |
What time today would be good for the scheduling department call you for your session with you Funding Consultant to help provide those services?
[Quoted text hidden]
--
Trevor Lee
Sr. Funding Analyst
866-694-4466 Ext. 406
CENTRAL BUSINESS FUNDING
3651 Lindell Rd. D-305
Las Vegas, NV 89103
| |
Terresa Rae < t********@gmail.com> | Fri, Jun 21, 2013 at 12:37 PM |
To: Trevor Lee <trevor.lee@centralbusinessfunding.com> |
Then we are at a standoff once again and the only way to resolve this issue if for you to return the $1,500 you cannot provide services for. I am not here to fight and argue. Frankly I fed up with this entire situation. [Quoted text hidden] | |
--------------------------------------------End Conversation -------------------------------------------------------
To date my situation is not resolved and I see no resolution to it. If Trevor has nothing to hide and he is what he says he is why did he refuse to sign a new agreement drawn up by my lawyer that will protect my interests as well as his? My lawyer told me that CBF writes their own agreements because the terminology is not from a real lawyer and the conditions I agreed to are vague. A genuine legal agreement would be clear and concise. CBF contracts are not. How much do you want to bet his next reply will be to inform me that I am not getting my $1,500 back and it's all my fault? I am at my wits end with this entire situation. Filing a complaint with the FBI and the Federal Trade Commission then calling my lawyer was enough to force Trevor to clean up his trail of victims. I see on Rip off report that two of his victims have rescinded their complaints with one of them taking a 50% loss on her investment ( for lack of a better term) Oddly enough, that same person who got her reputation and her sanity trashed in Trevor's rebuttal which I see is now missing from Rip Off Report who claims they don't delete anything. If you Click here you can read my copy of their settlement agreement that was emailed to me. I refused to sign it so now I am getting screwed out of the entire $1,749 because smooth talking Trevor knows how to play the victim card like a true sociopath. He told my lawyer that he offered this settlement to me but I refused it. So that entitles me to a second round of being victimized for trusting the wrong company. My lawyer knows that CFB did not earn the money they took. I did not sign anything that allows them to keep my money. No services were provided but Discover card ruled in favor of Central Business Funding keeping my money. Nice country I live in. Corporate crooks rule. Discover can kiss my ass. I am paying them off and closing those accounts. My bank will get that business. At least I know they won't hang me out to dry like Discover Card did. I am fed up with these people sticking it to me every time I turn around. What irritates me id how Trevor keeps claiming that the risk Assessment report is a service not a product and has nothing in wirting. Then when I threaten legal action he miraculously finds away to produce the report he claimed does not exist. Then when I ask for it after he's admitted he has it in print we are back to square one. This jerk-fest leads me to believe that the report was never done. I did my own credit report and faxed it to Dakota Scott so that was done at my expense not theirs. I asked for a list of the reports they pulled for this assessment. Trevor gave me more lies. I keep asking for this report or some kind of proof that justifies them keeping the $249 I paid for this service. It's all bullshit as far as I can see. The guy is a liar and con-artist. If he is legit then why all of the smoke up my ass when I demand proof of service? Why does he act like I have no right to see this so called report? I know exactly what my rights are and I am exercising them. I know honest when I see it. This is not it. **********************
Update: Trevor has agreed to do a business plan in order to justify keeping my $1,749. He said he thinks I will be pleased with the results. I'm not so sure about that given the track record I have in dealing with this company. My pleasure will be dependent upon the assessment I get back from the small business adviser at my bank after she reads the finished plan. I've already written the business plan for my own company with her guidance so she will be the one who decides if Central Business Funding earned my money or not. .
Trevor still refuses to show proof that a risk assessment report was done. He keeps hiding behind his agreements like he has something to hide. That does not inspire me to trust the guy. Personally I think he is liar and a snake. I don't like the guy and I hate the way he has me trapped. So rather than leaving empty handed I am forced to work with him. I made it known to Trevor that I have already secured twice what I was going to borrow through Central Business Funding and my business credit does not need any help. So the only service they have to provide me with now is the business plan. I really don't care what business they write a plan for but, I specified one to cover my ass. I don't trust this company or it's employees. They better hope I am happy because there's going to be hell to pay if I get more worthless garbage. I have no intention of using their business plan to open my own business. I am already past that point. I learned a very expensive lesson that I will never forget and because of Central Business Funding I now have trust issues with the entire business world outside of the professionals I know personally. And there is not a damned thing I can do to make it right. They get away with it and I become another statistic. What a wonderful world we live in. The criminals are taking over.
As for the business plan, I've decided to reserve judgement for now and see what they fax to me. If Trevor has the decency to step up and do the right thing to make this right then I will be satisfied and I will let go of this crap. Once I sell this plan and get my money back Discover is history and so is CBF. Lesson learned.
